Insurance & financing
Maximize your benefits. Pay the way that works for you.
We verify your coverage before you arrive, give you a clear estimate before treatment and file the claims for you — with flexible monthly financing when you need it.
Insurance
In-network with leading dental plans.
Don’t see yours? We work with many out-of-network providers, verify your benefits before you arrive and file claims for you.
- Aetna
- Cigna
- Delta Dental PPO
- MetLife
- Guardian
- Unum
What to expect
- Insurance verification before your appointment
- Clear explanation of your coverage and benefits
- Upfront cost estimates before treatment
- Help with claims and paperwork
- Flexible payment and financing options
Financing
Start treatment now. Pay over time.
We accept cash and all major credit cards, plus trusted third-party financing — often with low or no interest based on approval.
CareCredit
Healthcare credit card with promotional financing
Sunbit
Fast approval, split into monthly payments
LendingClub
Patient financing for larger treatment plans
FAQs
Insurance & payment questions.

Still have a question?
Ask our Smile Guide anytime, or call and a real person on our team will help.
What dental insurance plans do you accept in Rocklin, CA?
We are in-network with Aetna, Cigna, Delta Dental PPO, MetLife, Guardian and Unum, and we work with many out-of-network plans. We verify your benefits and explain your coverage before treatment.
What if my insurance provider isn’t listed?
Call us. We work with many out-of-network plans, file claims on your behalf and help you maximize your reimbursement.
Do you offer payment plans for dental treatment?
Yes. We offer financing through CareCredit, Sunbit and LendingClub so you can split treatment costs into monthly payments, often with low or no interest based on approval.
Will I know the cost before treatment starts?
Always. We give you an upfront estimate based on your verified benefits before any treatment, so there are no surprises.
Are you accepting new patients?
Yes. We welcome new patients and families from Rocklin, Roseville, Lincoln, Granite Bay and Antelope, and new patients can take advantage of our current specials.
Do you take patients without insurance?
Absolutely. We welcome uninsured patients with cash, all major credit cards, third-party financing and Quest Care, our in-house membership plan.
What if I get nervous at the dentist?
You are not alone. We offer nitrous oxide, oral conscious sedation and IV sedation, plus comfort amenities like warm blankets, hand-wax treatments and fresh-baked cookies.
Can you see me for a dental emergency?
We offer same-day emergency visits whenever possible. Call us as early as you can, and new patients without insurance can get a $49 emergency exam and x-ray.
Can I see what my new smile might look like?
Yes. Our free Smile Preview lets you upload a selfie and see an AI-generated preview of your smile in seconds. Bring it to your consultation and we will walk through your real options.
What are your office hours?
We are open Monday through Friday, 8 AM to 5 PM. Call us to book, or request a visit online anytime.
More for patients
- No Insurance? Quest CareOur in-house membership: cleanings, exam and X-rays included, plus 20% off most treatment.
- New Patient FormsDownload your registration paperwork and learn exactly what happens at your first visit.
- Before & AftersReal smile transformations, side by side.
- Patient TestimonialsHear it from our Placer County neighbors.
- FAQsStraight answers to common questions.
875+ five-star reviews on Google and Yelp
Know your costs before you commit.
We verify your benefits and give you a clear estimate — no surprises. Book online or call today.
